US mortgage rates rise across fixed and adjustable loans
Zillow lender marketplace data showed the average 30-year fixed rate climbing to 6.67% in the week to 6 September.
US mortgage rates moved higher week over week, with increases recorded across the fixed-rate and adjustable-rate products tracked by Zillow’s lender marketplace.
The average 30-year fixed mortgage rate rose 12 basis points to 6.67% on 6 September, according to data reported by Yahoo Finance. The average 15-year fixed rate increased 13 basis points to 6.04%.
The average 5/1 adjustable-rate mortgage rose 38 basis points to 6.26%. The figures are national averages rounded to the nearest hundredth and are not universal offers available to every borrower.
Rates can vary by lender and by a borrower’s credit score, deposit, debt-to-income ratio, fees and other circumstances. Refinance rates are often higher than purchase rates, although that is not always the case.
Forecasts cited in the source material put the 30-year rate between 6.6% and 6.7% through the rest of 2026, according to the Mortgage Bankers Association. Fannie Mae’s forecast places the rate between 6.7% and 6.8%.
