FinanceDraft
US mortgage rates rise across fixed and adjustable loans
Zillow lender marketplace data showed the average 30-year fixed rate climbing to 6.67% in the week to 6 September.
Event
US mortgage purchase rates lower than refinance rates on 7 September 2026
Zillow lender marketplace data reported higher US mortgage rates on 6 September 2026. The average 30-year fixed rate rose 12 basis points to 6.67%, the 15-year fixed rate rose 13 basis points to 6.04%, and the 5/1 adjustable rate rose 38 basis points to 6.26%.
2 published stories · markets · source reliability 33%
Background
Why this event matters
Zillow lender marketplace data reported higher US mortgage rates on 6 September 2026. National average rates were 6.67% for 30-year fixed loans, 6.04% for 15-year fixed loans and 6.26% for 5/1 adjustable-rate loans. Rates can vary by lender and borrower circumstances, including credit score, deposit, debt-to-income ratio and fees. MBA forecasts the 30-year rate at 6.6%–6.7% through the rest of 2026, while Fannie Mae forecasts 6.7%–6.8%.
event-brief
US mortgage purchase rates lower than refinance rates on 7 September 2026
Zillow lender marketplace data reported higher US mortgage rates on 6 September 2026. National average rates were 6.67% for 30-year fixed loans, 6.04% for 15-year fixed loans and 6.26% for 5/1 adjustable-rate loans. Rates can vary by lender and borrower circumstances, including c
Reporting trail
Yahoo Finance | https://finance.yahoo.com/personal-finance/mortgages/article/mortgage-and-refinance-interest-rates-today-sunday-september-6-2026-rates-much-higher-week-over-week-100000794.html | published 2026-09-06T10:00:00.000Z | primary sourceYahoo Finance, 6 September 2026 | Primary source for the reported rates and weekly changes.Event digest | Concise summary of the same reported movement.Retrieved context, same-event entry | Corroborates the event but contains a conflicting 5/1 adjustable-rate figure and a one-day date difference.Yahoo Finance | https://finance.yahoo.com/personal-finance/mortgages/article/mortgage-and-refinance-interest-rates-today-monday-september-7-2026-fixed-purchase-rates-lower-than-refi-rates-100000677.html | published 2026-09-07T10:00:00.000Z | primary sourceYahoo Finance, “Mortgage and refinance interest rates today, Monday, September 7, 2026” | Primary source for the reported rates, comparisons and methodology.Event digest | Concise summary of the core rate information.Retrieved context, cluster summary | Confirms the event framing and reported purchase-rate figures.
Fact cards
entity brief
US mortgage purchase rates lower than refinance rates on 7 September 2026: key people and institutions
Key entities: Zillow, Yahoo Finance, Mortgage Bankers Association, Fannie Mae, US mortgage market.
faq brief
US mortgage purchase rates lower than refinance rates on 7 September 2026: key questions
What happened to US mortgage rates? Zillow data showed all three reported average rates rising week over week. What was the average 30-year fixed rate? 6.67%, according to Zillow lender marketplace data. Do these rates apply to every borrower? No. Rates vary by lender, fees and i
source brief
US mortgage purchase rates lower than refinance rates on 7 September 2026: reporting sources
Yahoo Finance | https://finance.yahoo.com/personal-finance/mortgages/article/mortgage-and-refinance-interest-rates-today-sunday-september-6-2026-rates-much-higher-week-over-week-100000794.html | published 2026-09-06T10:00:00.000Z | primary source | Yahoo Finance, 6 September 2026
timeline brief
US mortgage purchase rates lower than refinance rates on 7 September 2026: timeline
2026-09-06: Zillow lender marketplace data showed the average 30-year fixed rate at 6.67%, up 12 basis points week over week. 2026-09-06: The average 15-year fixed rate reached 6.04%, up 13 basis points. 2026-09-06: The average 5/1 adjustable rate reached 6.26%, up 38 basis point
Timeline
2026-09-06
Zillow lender marketplace data showed the average 30-year fixed rate at 6.67%, up 12 basis points week over week.
2026-09-06
The average 15-year fixed rate reached 6.04%, up 13 basis points.
2026-09-06
The average 5/1 adjustable rate reached 6.26%, up 38 basis points.
2026-09-07
A same-event entry reported the 5/1 adjustable purchase rate at 6.64%, conflicting with the 6 September figure.
FAQ
What happened to US mortgage rates?
Zillow data showed all three reported average rates rising week over week.
What was the average 30-year fixed rate?
6.67%, according to Zillow lender marketplace data.
Do these rates apply to every borrower?
No. Rates vary by lender, fees and individual borrower circumstances.
What are the 2026 forecasts?
MBA forecasts 6.6%–6.7%; Fannie Mae forecasts 6.7%–6.8% for the 30-year rate.
What were the reported 30-year fixed purchase rates?
The national average was 6.67%, according to Zillow data.
What were the reported 15-year fixed and 5/1 ARM purchase rates?
They were 6.04% and 6.64%, respectively.
Were purchase rates lower than refinance rates for every loan type?
No. They were lower for the 30-year and 15-year fixed loans, but higher for the 5/1 ARM.