Google Wallet stores cards as Google Pay handles transactions
Engadget’s explainer says Wallet is the app for cards and passes, while Google Pay is the feature used for online and NFC contactless payments.
Google Wallet and Google Pay now serve different roles in Google’s digital payments system, according to an explainer published by Engadget. Wallet stores digital payment cards and passes; Pay processes transactions online and through NFC contactless payments.
The distinction is complicated by a history of product changes. Google Wallet was introduced in 2011, became Android Pay in 2015, then Google Pay in 2018, before returning to the Wallet name in 2022, Engadget says.
The standalone Google Pay app has been replaced by Google Wallet. Cards stored in Wallet can be used when Google Pay appears as an online checkout option or when an Android phone makes a contactless payment.
Engadget says Wallet and its associated Pay feature are chiefly used on Android phones. Wallet is also available through a website, allowing Google Pay for online purchases across devices.
Samsung phones may support both Google and Samsung digital wallets for NFC payments. Availability and features can vary by device, region and service changes.
