Sofico acquires Vinli to embed agentic AI in automotive finance
The acquisition of Vinli marks a strategic pivot for Sofico, aiming to transform raw operational data into prioritised financial decisions across the global leasing sector.
Sofico, a provider of contract management software for automotive finance, leasing, and mobility, has acquired US-based automotive AI company Vinli. The transaction is designed to accelerate Sofico’s agentic AI strategy and represents a decisive step in its evolution toward an intelligent, AI-powered platform for the sector.
For more than 35 years, Sofico Miles has served as the operational backbone for global original equipment manufacturers, captives, and leasing companies. With this acquisition, Sofico intends to build an intelligence layer on top of that established foundation, integrating Vinli’s specific capabilities to provide proactive insights across the entire contract lifecycle.
The deal brings two key data and AI capabilities into the Sofico ecosystem. Velona, a platform utilising aggregated operational data, identifies priority actions that drive economic value through revenue acceleration or cost savings. Each recommendation is prioritised by impact, with the design intent of keeping human judgment at the centre of decision-making.
Complementing Velona is ERA, a connected vehicle data platform that collects data from various sources to generate actionable intelligence. Together, these tools will form Sofico’s new intelligence layer, aiming to turn untapped intelligence—including contract data, vehicle telemetry, operational patterns, and residual value signals—into decisions with attached financial outcomes.
Wim De Bruyne, chief executive officer of Sofico, stated that the acquisition embeds Vinli’s intelligence layer into the Sofico Miles platform, which customers already trust. He noted that while the data has always been present, the missing component has been the layer that converts it into actionable decisions.
Matt Himelfarb, chief executive officer of Vinli, described the move as placing their technology in front of millions of contracts and vehicles. He emphasised that Sofico Miles sits at the centre of global leasing, providing a suitable home for their technology to rewrite the economics of mobility by tying operational decisions to financial outcomes.
The original reporting on this event was created and published by Just Auto, a GlobalData owned brand.
